All these years, Arkansas, teachin' at the high school How was I to know by retirement day I'd learn a lesson so cruel? I came to the day I had waited on Just to find out all the money in our pension was gone We invested in somethin' called the Abacus Bond Sold to us by a New York banker Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people A big time banker from New York City Came down south one day Sold our people on the bond Had our money bettin' on some kinda Home loans getting' paid Buy it they say, we were clearly told This kinda thing was even safer than gold But later on we found out the bond we'd been sold Had been set up to fail all along Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people We'd been set up to fail all along Though none of our people had ever quite sensed it Come to find out the bond born to fail'd been built So that banker could bet his bread against it When the house market crashed, our retirement did too Everybody said there was nothing we could do That banker walked off with a million or two I'm still teachin' at the high school Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people Good things happen to bad people, bad people, bad people