You've got to save all your money to buy a new car You've got to show everybody how you got where you are You need a steam and dry iron to press your clothes You've got to show everyone how you know what goes They're saying oh you've got to keep it up Don't be a fool with your money You've got to save before you can spend all your cash I'm only telling you for your own good You're at the top and You know that's where you want to stay Everybody says that it's better that way Everyone says that nothing seems to make any difference You got where you are cos you're sitting on the fence They're saying oh you've got to keep it up Oh you've got to keep it up Don't be a fool with your money You've got to save before you can spend It's going to be much better for you in the end I'm only telling you for your own good Well everybody says that that's o.k. You've got to get there in your own way And everybody says that that's all right You've got to do what you think is right And all those bad boys there They're going to get you in the dark They're saying, Oh you've got to keep it up Oh you've got to keep it up